Employee Benefits

We understand how important it is for you to provide your employees with the best dental, vision and hearing plans. It’s important to us, too. Whether working with HR directors and benefits administrators, or with brokers and producers—we’re focused on making the complicated world of benefits less complicated and more fulfilling. We invite you to explore our site and find out how we’re doing that every day.

HC reform

Why Businesses Should Keep Insurance Benefits

Business leaders and the news media have invested considerable time discussing health care reform and employee insurance benefits. Some speculate that once health care reform is fully integrated in 2014, most employers will drop employee insurance benefits and pay the fines the federal government will impose for not offering coverage, because the penalty will be less costly.

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Man with questions

Improve Employee Understanding of Benefit Plans

SHRM reports that about 40 percent of employees at American businesses do not understand their benefits. In a survey of human resource professionals conducted by ADP Inc. in 2011, 80 percent of the respondents acknowledged the importance of employees understanding their benefit choices. However, a surprising number of businesses do not allocate budget funds to support benefit communication efforts.

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Business

Dental and Vision Benefits for Associations, Affinity Groups and Multi-site Employers

Associations, affinity groups or employers with multiple sites often have complex benefit needs, requiring creativity in finding the right mix of plans with a range of attractive product options. In national surveys, employees have indicated their preference for benefit packages that include dental and vision plans. Frequently employees do not have specific dental or vision needs, but they want the benefits for their dependent family members.

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Business People

Trends and Tips for Voluntary Benefits

Voluntary benefits are becoming more relevant and popular than ever. As consumer-driven plans become more prevalent, consumers may experience higher out-of-pocket costs. That’s where voluntary benefits can come to the rescue. Employees can voluntarily sign up, enjoy group rates and have premiums deducted from their paychecks before taxes (Section 125).

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woman at desk

The Value of a Trusted Insurance Carrier During an M&A

Businesses considering a merger or acquisition (M&A) invest hundreds of hours reviewing the partnership opportunity. Often these potential deals must be consummated within several months of the initial discussion. According to national business experts, issues and problems often arise with employee benefits, which, if not addressed correctly, can cause an M&A to fall apart.

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Hearing for Life

More than 36 million Americans have permanent hearing loss. In the past five years, the number of hearing-impaired people has increased nearly 10 percent. Interestingly, more than half of all hearing-impaired persons are younger than age 65, with one in 10 school-aged kids having some form of hearing loss.

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eye correction

Correcting Nearsightedness Without Surgery

Did you know it is possible to correct nearsightedness and reduce the need for corrective eyeglasses without eye surgery? A procedure called orthokeratology offers a nonsurgical option to LASIK and other eye surgeries designed to correct nearsightedness.

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