Affordable Care Act

Affordable Care Act: Purchasing Insurance? Watch for Scammers

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Scams and fraudulent activities are regular stories in the news these days as con artists seek to trick people into sharing personal or confidential information. This scenario also is true for Americans making purchasing decisions in relation to the Affordable Care Act (ACA).

The Better Business Bureau (BBB) advises people to watch for scammers and thoroughly check out requests for private information. Here are several tips:

  • When purchasing insurance within the ACA or for answers to questions, go to www.healthcare.gov
  • Don’t respond to phone calls or texts requesting information
    • Never give out bank account numbers, date of birth, credit card or Social Security numbers or personal addresses to an unsolicited caller; if you do, immediately contact your bank, credit card companies and reporting agencies so they can watch for fraudulent activity
    • Don’t answer requests received via email or through the mail without verifying that they are legitimate (ask a family member or friend for assistance)
    • Never wire money before verifying that the request is genuine
    • Remember that sweepstakes must be entered to win, and lottery tickets must be purchased; don’t give money to collect winnings or to pay insurance, taxes or shipping

To learn more ways to avoid scams, review these tips from the BBB, and read these articles:

Scams Sprout With Rollout of Obamacare

Using Obamacare as Bait, Scam Artists Target Consumers and Business Owners

 

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